Car Insurance in Pakistan

Compare & choose best insurance plans

Car Insurance Calculator

Why Choose PakWheels for Car Insurance?

Customer Service Representative
Customer Service Representative

Expert in handling auto insurance cases from partner banks

Best Rates
Best Rates

PakWheels share lowest competitive rates from its partner companies

Coverage Plans
Coverage Plans

Customized coverage plans from partner companies

Rate Comparison
Rate Comparison

Users can compare policy rates from top insurance companies

Car Insurance Steps

1 Fill out basic information
2 Get a call from PakWheels team for verification
3 Choose a plan from various options
4 Get a call from partner company for third party car survey
5 Get insurance coverage after approval and drive with peace of mind

Benefits of Car Insurance

  • Legal Fees Covered

    A car insurance protects you from legal fees that you may incur in case of an accident.

  • Coverage Against Theft

    In case your car is stolen, the insurance company provides you with compensation.

  • Personal Accident Cover

    In case of a car accident, the insurance policy covers everything from medicines to hospital bills for you and your family.

  • Protection Against thrid-party Liabilities

    Car Insurance provides protection against third-party liabilities such as damages to other vehicles or injuries of thrid-party involved.

  • Covers repair costs

    All types of car insurance packages cover repair costs incurred in case of accidents, riots, fire or explosions, etc.

  • Helps You Stay Legally Compliant

    Car Insurance protects you from any fines, charges, or punishments imposed by the law in case of any accidents.

Top Insurance Companies and Rates

Car Insurance Companies Rate Tracker Fee
Starting from 1.8%

*Varies by Make and Model

PKR 9000
Starting from 2.0%

*Varies by Make and Model

1.75% PKR 11000
Starting from 1.5%

*Varies by Make and Model

PKR 15000
1.75% PKR 9000
1.65% PKR 11000
1.75% PKR 8800
1.7% PKR 8500
1.6% PKR 0
1.8% PKR 7000
2.25% PKR 12000
Feature-tag 1.7% PKR 7000

PakWheels Car Insurance - Protect Your Investment with Confidence

PakWheels Car Insurance is designed to protect your investment and provide you peace of mind while driving. Our comprehensive car insurance covers all types of damages, including road accidents, theft, fire, and natural disasters. You can choose from different types of car insurance policies that go with your budget and needs. Our experienced team ensures to provide you with the best rates and customized coverage plans from our partner companies. With PakWheels Car Insurance, you can drive with confidence and leave the worries behind.

Car Insurance Quotes - Compare and Save Big

Looking for the best car insurance quotes in Pakistan? Look no further than PakWheels! With our user-friendly platform, you can easily compare policy rates from top insurance companies and choose the one that suits your budget and requirements. Our partner companies offer the lowest competitive rates, and our team ensures to provide you with the best customer service. With PakWheels, you can save big on your car insurance premiums and drive with peace of mind.

Apply for Car Insurance Online - Hassle Free Process

Applying for car insurance has never been easier with PakWheels! Our online platform allows you to fill out basic information and choose a plan from various options. Our team will then call you for verification, and the partner company will get in touch for a third-party car survey. After approval, you can get insurance coverage and drive with peace of mind. Our hassle-free process ensures that you get the best rates and customized coverage plans from our partner companies. Apply for car insurance online today with PakWheels!

How to Choose the Best Auto Insurance in Pakistan - A Comprehensive Guide

Choosing the best auto insurance in Pakistan can be a daunting task, but with PakWheels, it's easy! Start by identifying your coverage needs and budget. Look for policies that cover all types of damages and provide personal accident cover. Check the reputation of the insurance company and read customer reviews. Compare policy rates from different insurance companies and choose the one that offers the best value for money. Make sure to read the terms and conditions carefully before signing up. With PakWheels, you can choose the best auto insurance in Pakistan with confidence.

Types of Car Insurance


Comprehensive Car

As the name suggests, comprehensive car insurance provides cover against all possible damages and financial losses. It is the most extensive car insurance policy that obliges the car insurance company to pay for financial liabilities owed to the third-party as well as for the damages sustained by the insured’s own vehicle as a result of a road accident. Comprehensive car insurance is the best type of car insurance in Pakistan as it provides protection from all kinds of accidents including floods, riots, natural disasters, theft, vandalism, natural disasters, etc.


Third-Party Liability
Car Insurance

Under the Motor Vehicle Act 1939,third-party car insurance is a lawful requirement for driving a car in Pakistan. Third-party car insurance basically provides financial cover for physical injury, disability and death of the third party that has resulted from a road accident perpetrated by the insured’s car. This type of car insurance only covers for the damages inflicted on the other driver involved in a road accident.


Collision Car

Collision car insurance is for accidents wherein your car collides with another vehicle or object, or you have an unfortunate single-car rollover accident. It covers the damages sustained by your car and bodily injuries of yourself and your passengers. Cover for damages to your car due to weather conditions and natural disasters are not included in this type of insurance. The least drivers could do is opt for collision car insurance for the safety of themselves, their family and the vehicle.

Car Insurance Success Stories

Car Insurance FAQs

Car insurance provides financial protection against any damages or liabilities arising from a road accident involving your car. It ensures that you are not left with any financial burden in case of an accident.
In Pakistan, it is mandatory to have third-party liability car insurance as per the Motor Vehicle Act 1939. This covers the financial liabilities arising from physical injury, disability, or death of a third party caused by a road accident involving the insured's car.
In case you find yourself in a car accident, car theft, or any other incident covered under your insurance policy, the first thing to do is call your car insurance provider’s helpline number. Explain them your situation. Give them your insurance policy number for reference. The company will assign you a surveyor who will come to you, examine your car, and report back to the company. They will take it from there.
A comprehensive cover includes accidental external means, fire, external explosion, riot, strike, earthquake, flood, theft, and third-party liability.
The cost of car insurance in Pakistan varies depending on several factors, such as the type of car, its age, and the insurance policy coverage. Comprehensive car insurance is generally more expensive than third-party liability insurance.
Yes, car insurance is mandatory in Pakistan as per the Motor Vehicle Act 1939. It provides financial protection against any liabilities arising from a road accident involving the insured's car.
A comprehensive car insurance policy covers all damages and financial losses, including those incurred by a third party. It covers accidents, theft, natural disasters, and other unforeseen events. On the other hand, third-party liability insurance only covers damages caused to a third party involved in an accident.
The plan can be transferred vehicle to vehicle,it means client can avail adjustment for his new car for the remaining tenure.
Yes, there’s an option for you to cancel your car insurance plan. However, the choice is subject to some terms and conditions set by your car insurance company. You may check those conditions in your insurance agreement.
Comprehensive car insurance is the best type of car insurance policy as it provides comprehensive coverage against all possible damages and financial losses, including those caused by natural disasters, theft, riots, and other unforeseen events.
When it comes to the best car insurance in Pakistan, there are many options available in the market. However, some of the top car insurance providers in Pakistan include Adamjee Insurance, Jubilee Insurance, and EFU Insurance. They offer comprehensive coverage at competitive rates.
A car insurance quotation is an estimate of the premium that you'll have to pay for your car insurance policy. It takes into account various factors such as your car's value, your driving history, and the coverage you want.
Pakwheels is one of the leading online marketplaces for buying and selling cars in Pakistan. It offers a range of car insurance policies from some of the top insurance providers in the country. Pakwheels makes it easy to compare and choose the best auto insurance policy that meets your requirements at competitive rates.

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